No, there are numerous “rural” areas that can be found simply away from major areas that are metropolitan. Apparently 97% for the united states of america is qualified (but the majority individuals are now living in that other 3%). Just be sure the house is situated in area that is USDA loan eligible before you continue.
Do i must create a deposit for a USDA mortgage?
No, it is possible to get 100% funding having a USDA loan, that will be the draw that is main of system.