However shuffle whenever you can onto Card A’s 6.9% existing-customer offer for brand new financial obligation plus the remainder to Card B at four months 0% then 16.9%, then repay probably the most costly debts very first. That way the typical rate of interest is paid off to simply under 16%, indicating the interest is just ?792, not even half the fee – meaning a huge preserving of ?1,156.
Best long-0% stability transfer cards
Recognition is hard for the longest 0% stability transfer discounts, therefore do not simply apply willy-nilly. Make use of our Balance Transfer Eligibility Calculator to test that you’ve most useful likelihood of getting before you use.
Brand Brand Brand New. Joint-longest 0% duration because of the most affordable charge, however you might be supplied less months at 0per cent
This Sainsbury’s Bank* card provides as much as 29 months at 0% through a 2.74% cost to move your financial troubles. It is an ‘up to’ however, so you may be provided less 0% months based on your credit rating.
Note: Oddly there is a short 3% charge, but this is certainly refunded to 2.74% within 60 times of your transfer.
Stability transfer length & cost: as much as 29 months 0%, 2.74% cost (min ?3) To obtain the 0%, must move within: 3 months significant: obvious card in complete by-end of 0% duration in order to avoid interest (constantly spend at the least the monthly minimal repayment) & do not spend/withdraw money with this card Stability transfer interest after 0%: 19.95%, though poorer credit scorers could spend as much as 28.95per cent minimal payment: Greatest of just one% of stability plus interest, 2.25% of stability or ?5 minimal income: N/A Representative APR (variable): 19.9per cent (see Official APR instances)
Which cards may I move from?
Can be done a stability transfer off their store or credit cards, unless it really is a Sainsbury’s charge card.
Observe how most most likely it really is you will get this card